Enter amount of outstanding home loan balance:
This is a multiple of annual salary.
*If you are thinking of protecting your loved ones (dependents and/or partner), consider how much time it would take them to get on their feet without your income.
We recommend that assuming it will take you roughly 4 years to recover from a breadwinner loss, your worth to your family in monetary terms is 4 times your annual salary.
Thus the multiplying factor of 4.
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